This is a made-up 12-agent brokerage. Four of its desks cost more than they bring in — and its GCI report would show every one of those agents producing.

Gross commission hides it. Once the rent, staff and software are shared out per agent, and each agent's split is applied, the picture changes. Three of those four turn out to be fine — new, capped, or quietly paying their way. For the other one, the figures don't explain themselves — which is a question, not a verdict.

Industry-wide, median brokerage gross margin fell from 19.07% to 18.14% last year, and median EBITDA was just 1.68% (AccountTECH, 157 firms, February 2026).

Change any number to see how it moves. Nothing you type leaves your browser, and nothing is saved.

Trends

Month over month, so one slow month and a sustained run stop looking like the same thing.

Six months of sample history. With an account these are your own months, saved as you go — nothing here can be edited or deleted.

Brokerage net profit

$10,095

$1,721 (20.5%) vs May '26

Production (GCI)

$78,220

$6,960 vs May '26

Brokerage keeps

$22,095

$1,721 vs May '26

Overhead

$12,000

$0 vs May '26

Profit momentum

Rising

5 months improving

The momentum curve

Net profit each month against the 6-month average of $6,364.

Jan '26Feb '26Mar '26Apr '26May '26Jun '26

Trend snapshot

  • 5 consecutive months of improvement
  • Highest profit in 6 months
  • Overhead growing no faster than production
  • +58.6% vs the 6-month average

Longest run in the red

Karen Novak has been in the red for 6 months running

Down $1,000 in Jun '26. 6-month total ($6,182).

One month in the red is usually pipeline timing. A run this long isn't explained by that — but it reflects allocated financial results only, not tenure, circumstances, or what someone contributes beyond production.

See month by month ↓

6-month total

($6,182)

6 agents
Improving
Up $2,296 combined · vs last month
4 agents
Flat
Under $100 change · vs last month
2 agents
Declining
Down $476 combined · vs last month

Profitability heat map

Each agent's status month by month. Green is profitable, amber is thin margin, red is losing money; a blank means they weren't on that month's roster.

JanFebMarAprMayJun
Brian Kim
Alice Johnson
Carla Mendes
David Chen
Elena Petrova
Frank Ruiz
Grace Lin
Henry Osei
Isabel Cruz
Jack Thompson
Liam O'Brien
Karen Novak
ProfitableThin marginLosing moneyNot on roster

How the roster moved

Health bands, January 2026 vs June 2026.

January 2026

  • 2profitable
  • 4thin
  • 5losing

June 2026

  • 6profitable
  • 2thin
  • 4losing

Quarter over quarter

Rolling three-month average net profit.

$3,839Jan–Mar
$6,058Feb–Apr
$7,406Mar–May
$8,890Apr–Jun

What changed this month

Between May 2026 and June 2026 — figures, not a verdict.

Biggest increases

  • Brian Kim+$573
  • Alice Johnson+$540
  • David Chen+$432

Biggest decreases

  • Carla Mendes$297
  • Frank Ruiz$179
  • Henry Osei$96

New to profitable

None this month

Crossed into the red

None this month

Ramping desks are excluded — their loss is expected.

Overhead held steady, and per-agent overhead held steady.

Profit trend by agent

Net profit per month. Positive is green, negative is red. A blank means they weren't on that month's roster.

AgentTrendJan '26Feb '26Mar '26Apr '26May '26Jun '26Change
Brian Kim
Senior
$1,212$1,824$1,940$2,548$2,310$2,883 $1,671
Alice Johnson
Senior
$963$1,529$1,620$2,188$1,948$2,488 $1,525
Carla Mendes
Standard
$1,276$1,252$2,024$1,847$2,408$2,111 $835
David Chen
Standard
$604$1,063$1,166$1,622$1,439$1,871 $1,267
Elena Petrova
Standard
$397$790$902$1,292$1,139$1,508 $1,111
Frank Ruiz
Standard
$166$519$603$956$1,317$1,139 $973
Brokerage total$1,542$4,331$5,643$8,202$8,375$10,095 $1,721

Look back at a month

Any saved month, exactly as it was recorded — later changes to splits or method don't rewrite it.

Net profit

$10,095

Production (GCI)

$78,220

Brokerage kept

$22,095

Overhead

$12,000

Roster:6profitable2thin4losing

Top desks

  • Brian Kim$2,883
  • Alice Johnson$2,488
  • Carla Mendes$2,111

Lowest desks

  • Karen Novak($1,000)
  • Liam O'Brien($792)
  • Jack Thompson($636)

If this trend continues, at the current run rate you're on track for roughly $121,140in annual brokerage profit — a projection from this month's net, not a forecast.

Go to Results

Saved months

Each is a record of what was true that month — re-importing a month updates it rather than duplicating. Later changes to splits or method don't rewrite past months.

Jan '26Feb '26Mar '26Apr '26May '26Jun '26